MyCredit Coach

Interactive Academy

Short credit lessons, quick quizzes and a budgeting tool. Your progress is saved on this device only.

Reading your credit report

You are entitled to one free credit report per bureau every 12 months.
Check personal details, accounts, payment history, enquiries and adverse listings.
Dispute errors directly with the bureau — they must investigate.

1. How often can you get a free credit report from each bureau?

Every monthEvery 12 monthsEvery 5 years

2. Who should you contact first about an error on your report?

The credit bureauYour employerSARS

Budgeting tool

A simple starting split: about 50% needs, 30% debt repayment and goals, 20% savings and flexible spending. Adjust to your reality.

Take-home income (R)

Needs (R)

Debt repayments (R)

Savings (R)

Needs: R 11 000guide R 10 000

Debt & goals: R 6 000guide R 6 000

Savings: R 1 000guide R 4 000

Unallocated: R 2 000

Speak to our team about your credit profile and discover the solutions that may be available to you.